Is DeFolio for you?

DeFolio turns your DeGiro exports into a clear view of how your investments are really doing. Who it's for, and what it does and doesn't do.

It's for you if

You keep your finances to yourself. Your portfolio is stored encrypted on your own device, not on our servers.
You invest with DeGiro for the long term. In ETFs, stocks or both, with regular deposits or now and then.
You want to know your real return. Your return per year, with every deposit, withdrawal, dividend and cost counted.
You wonder if an index fund would have done better. DeFolio puts the same deposits into the MSCI World on paper and sets the result next to yours.
You follow your dividends. See what came in, what's coming next and how much tax was withheld.
You're done with spreadsheets. Or you never had an overview to begin with.

You trade every day. DeFolio isn't a live price feed. It values your portfolio from your own exports and trade prices, so there are no intraday charts or real-time quotes.
You invest with more than one broker. DeFolio only reads DeGiro exports.
You want tips on what to buy or sell. DeFolio shows what happened in your portfolio. The decisions stay yours.
You want everything to sync by itself. DeFolio never connects to your DeGiro account. You export a few CSV files from DeGiro yourself whenever you want fresh numbers.

Your net worth over time, your total profit and loss, and your return per year (CAGR), next to the MSCI World.
Your return broken down into price and currency effects, dividends, interest, taxes and costs.
Dividends per month and per year, the next expected payments, dividend per share and yield on cost.
Deposits, withdrawals, costs and the cash you hold, over time.
How your money is spread across regions and currencies, how concentrated it is, and your own strategy labels.
Every position, open and closed, with its own return, and every transaction, to filter and download.
A tax overview per year: your portfolio value on 1 January and the Dutch and foreign dividend tax withheld.
A privacy mode that blurs your amounts, or swaps them for fake ones, when someone is looking over your shoulder.
In English and Dutch, on your computer and your phone.

It never asks for your DeGiro login, and it can't trade or move money.
It doesn't store your portfolio on our servers. To look up prices and regions, our server only passes the ISINs of your holdings on, never amounts or transactions.
It doesn't sync between devices. To use another one, import your files there or restore a backup.
It doesn't give investment, tax or legal advice, and it doesn't file your tax return.
It doesn't follow the market day by day. Between your trades and exports, values follow your own trade prices.
It doesn't read exports from other brokers.

€ 2,49 a month, VAT included. Cancel any time.